DHAKA: Al-Arafah Islami Bank Limited is distributing blankets among the cold effected people throughout the country. Director of the Bank Alhajj Abdul Malek Mollah inaugurated the Blanket Distribution Program organized by AIBL Khilkhet branch, recently. Deputy Managing Director Md. Mofazzal Hossain and Head of AIBL Dhaka North Zone Manir Ahmad were present in the occasion. Manager of Khilkhet Branch Md. Habibullah organized the distribution program.
As a part of Corporate Social Responsibility (CSR), the Bank is providing more than 16 thousand blankets to the poor of 23 districts of the country. Selected branches of the Bank are carrying on the program.
Arafah Islami Bank Limited is scheduled commercial bank registered by the Bangladesh
Bank. The functions of the bank cover a wide range of banking and functional activities to individuals, firms, corporate bodies and other multinational agencies.
The main objective of the study is to give an overview of AIBL and identify the strength, weakness and critical risk factor of this bank.
Data collected for the study in two different modes namely primary and secondary. Face
To face conversation with the respective officer of the branch was the main mode to collect primary data and for secondary dat
a various publications and related body are observed. The main limitation of the study was short time limit and authenticated data insufficiency. Officer of the bank are capable. Even though many of them simply know the working procedure of what they are doing but don’t know the philosophy behind doing those.
The synergy of dedicated manpower, technology, and market opportunity can lead the organization to achieve the goal; a bank must establish and hold fast to adequate policies, practices and procedures for evaluating the quality of asset and the adequacy of loan provision.

Dhaka : Dhaka Bank Limited recently donated a cheque of Tk.6 Lac to SEID Trust as a part of CSR activity of the Bank, reports in press release. SEID Trust is a school for physical and mental development of the special children. The Chief Guest of the cheque handover program Tomasz Lukaszuk, Ambassador of the Republic of Poland in Bangladesh. The cheque was formally handed over to the Managing Trustee of SEID Trust Dilara Sattar Nitu, Tomasz Lukaszuk and Director & Former Chairman of Dhaka Bank Limited Rrshadur Rahman. Among others, Madam Maria Lukaszuk, (1st Counsellor, Head of Economic Section), Embassy of the Republic of Poland in India, delegates from Republic of Poland, Dhaka Bank’s Former Chairman A.T.M Hayatuzzaman Khan, Managing Director Niaz Habib, Deputy Managing Director Mr. Emranul Huq and other high officials were present. At Dhaka Bank, we draw our inspiration from the distant stars. Our vision is to assure a standard that makes every banking transaction a pleasurable experience. Our endeavor is to offer you supreme service through accuracy, reliability, timely delivery, cutting edge technology and tailored solution for business needs, global reach in trade and commerce and high yield on your investments. Our people, products and processes are aligned to meet the demand of our discerning customers. Our goal is to achieve a distinct foresight. Our prime objective is to deliver a quality that demonstrates a true reflection of our vision- Excellence in Banking. The Mission of Dhaka Bank is to be the premier financial institution in the country providing high quality products and services backed by latest technology and a team of highly motivated personnel to deliver Excellence in Banking.

Bangladesh Bank on Tuesday introduced a software, named ‘Information for Deposit Insurance Premium Assessment (IDIPA)’, to digitize the accounts of deposit insurance trust fund including premium collection, reports UNB. Bangladesh Bank (BB) governor  Atiur Rahman launched the IDIPA software at a function at Jahangir Alam Conference Hall of Bangladesh Bank in the city’s Motijheel.
With the help of this newly introduced software, every deposit insurance calculation along with premium assessment details will be done automatically instead of manual procedure. Speaking on the occasion, the Bangladesh Bank governor said it is now possible to provide safety to the small depositors while receiving the assessed premium of deposit insurance under the ‘Deposit Insurance Act 2000’.
“It is the responsibility of the central bank to provide financial safety to the small depositors,” he added.
Citing that the volume of deposit insurance trust fund has reached Tk 3,661 crore, Dr Atiur said banks collect deposit insurance premium on half-yearly basis and the premium percentage for banks is set considering risk. 
Thus the problem banks have to pay 0.10 per cent premium, early warning banks 0.09 percent and other banks 0.08 per cent.
The trust fund money is invested through five or ten year treasury bills and short term Repo, he said. The governor mentioned that the Bangladesh Bank has proposed the Finance Ministry to bring changes to the ‘Deposit Insurance Act 2000’ for increasing deposit insurance to Tk 2 lakh instead of Tk 1 lakh and rename the Act as ‘Deposit Safety’ law. Under the proposed changes, the deposits will have 93 percent coverage instead of 85 percent.
Bangladesh Bank deputy governors SK Sur Chowdhury, Abu Hena Mohammad Razi Hasan and Naznin Sultana were present at the programme.

The central bank recently proposed to the government to bring the deposits of non-bank financial institutions under insurance protection