DHAKA, SEPT 4: Bangladesh Bank (BB) governor Dr Atiur Rahman on Tuesday called upon all Mobile Banking Financial Institutions for implementing cost effective and flexible banking services for unbanked people aiming to expand the journey of financial inclusion. The BB governor was addressing at the inauguration of the mobile credit card “Swosti” in a city hotel, organised by Bdjobs.com.
Addressing as chief guest, the governor said Swosti formulated one step ahead for banking services among 
the unbanked and underprivileged people.
Swosti is a project of Bdjobs.com. It offers mobile banking card for the underpriviledged rural people through which customer can enjoy loan facilities. 
Meanwhile the governor said, “We need to raise awareness among the unbanked people regarding the mobile banking services for the development of the country.”
He has underscored the need for decreasing the cost of mobile banking service to encourage more people for accepting the services.
The governor said that BB has taken many initiatives for expanding the banking services such as the moderation of cheque clearing services so that people can easily make their transaction within a day. 
He appreciated Bdjobs , Dutch- Bangla Bank and Dushtha Shasthya Kendra (DSK) for their initiative to introduce country’s first mobile banking card services through which the underprivileged rural people can receive loan facilities in a very short time.
In 2011, the mobile banking service introduces to expand the banking services to the unbanked people, said the governor and added that in this regards, BB approved twenty seven banks for corresponding mobile banking services. Currently eighteen banks are operating the mobile banking services which have already got a tremendous popularity among the rural people.
He warned the Mobile Banking Financial Institutions to maintain the BB guidelines in order to prevent false and illegal transactions. 
In this regards, he suggested mobile banking agents to fill up KYC (Know Your Customer) form for their customer. 
Governor said currently the mobile banking customers are almost seventy two lakhs, so it is important to know the customer profile for avoiding any financial irregularities. 
By using modern technology, it is possible to decrease the rate of poverty which is ultimately support for sustainable development.
Presiding the inaugural session, Quazi Kholiquzzaman Ahmad, chairman of Palli Karma-Sahayak Foundation (PKSF), suggested the Mobile Banking Financial Institutions for strong monitoring of the loan beneficiaries in order to smooth financial transactions.
“We need to increase productivity for sustainable development,” he said and added that we need to implement large scale project instead of small project for real development.
The inauguration ceremony was also addressed among others by Ahmed Islam Muksit, chairman of Bdjobs.com and Abul Kashem Md. Shirin, deputy director of Dutch-Bangla Bank.