One Bank Limited came into existence as a commercial bank following its incorporation in May, 1999. It’s a third generation private sector bank of Bangladesh. The bank announced as its vision to be a role model bank of Bangladesh through meeting the customers’ need and fulfillment of people’s expectation.

Services

One bank provides all services a commercial bank is supposed to do. The major heads of services are Retail, Corporate, and SME banking.

Retail Banking

One bank presents all personal banking products like deposit, Loan, and card services for its clients. In addition it performs fund transfer and other jobs for individual customers.

Further to savings, and current accounts this bank offers several attractive deposit schemes for you. Most of them are designed to encourage saving habits of limited income people. It has named the schemes like Pensave, Edusave, Marrysave, One-Two-Three, School Banking, and Monthly Money Maker. With different names it offers you to save for future expensive programs that would come in your life. Benefits are quite lucrative.

One bank’s loan schemes for individuals are named as Home Loan, Car Loan, Student Loan, Consumer Loan, Doctor’s Loan, Professional Loan, and Agri Loan. First four schemes are developed to fulfill your dreams immediately and you get the opportunity to pay back gradually. Other two schemes are prepared to help in starting your professional life. Agri Loan is targeted to finance the economic activities of rural Bangladesh.

OBL has started card service for its clients. The service provides both credit and debit cards for the users. If you are an account holder in OBL you may have a card and enjoy a tension free life.

Corporate banking

The bank offers deposit and finance schemes for corporate clients. The deposit account is competitive and flexible in comparison with other banks. Interest is paid on monthly basis. You can access the account at any time you need. More over you may have foreign currency on priority basis.

One bank finances Trade, Project and Infrastructure Development. Each of its financing is aimed at economic growth for itself and also for the country and to help employment generation.

SME Banking

Small and medium scale enterprises are playing a vital role in the economic emancipation of Bangladesh. OBL realized the fact in time and came forward to finance the deserving candidates at possible easiest terms and conditions. The objectives of this effort was to –

• To make funds available for all categories ( Industry, Trade, and Service) of SMEs
• To bring up SMEs as self reliant and to develop habit of banking in them

One bank provides loan under two heads, namely, Working Capital and Project Finance. The first one is disbursed as short and medium term working capital, for expansion of current production capacity and to finance clients having secured investments. The maximum duration of pay back in these cases is three years.

Project Finance is award-able for the following purposes:

• To purchase automobiles for business (covered van, pick-up etc.)
• To buy machines for increasing production
• To renovate office or business premises
• To buy office equipment
• For purchasing medical equipment of clinics/hospitals
• To finance those having secured investments

Social Commitments

The ultimate objective of all the activities of One bank is the economic growth and sustainable development of the nation. But still the bank performs some direct social activities as a responsibility. One bank distributed food items to flood affected 1100 families of Satarkul in Dhaka in the year 2004. It also built 111 houses for flood affected families in Dhaka and Sylhet in the same year.

One bank distributed 3000 blankets to the poor of Bogra and Noakhali in the winter of 2010.

One bank sponsored cricket series of Bangladesh against New Zealand, India, and Zimbabwe in the year 2004. The win of Bangladesh team against the said opponents made all of us proud and happy.